What I think will happen
Your insurance company will realize she is broke and want to settle with you on the UM coverage you have. I assume the car is worth nothing blue book wise, so I am betting they will give you $1500 or whatever the car is worth.
A reliable junker is always a tough situation cause it's worth a lot more that what the insurance gods say it is worth.
All pure speculation.
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In response to this post by Hokie Koooster)
Posted: 08/10/2018 at 6:35PM